Latest Blogs - Financial Services

DFS Associates Corporate Finance: Selling Restricted Shares

  Rule 144: Selling Restricted and Control Securities   When acquiring restricted securities or holding control securities, you have to look for an exemption from the SEC's registration conditions to trade them in the marketplace. Here is how: Rule 144 allows you to resell publicly restricted and control securities by satisfying several requirements. This article will show how to go about it. Likewise, it will also show how to have a restrictive legend removed.   Defining Restricted and Control Secur...

Irwin Consulting Services Review: How to drive safely during winter

During this holiday season, a lot of people are getting busier in preparing for the upcoming Christmas and New Year, and some are even running errands going to one location to another using their cars. But during this winter, there are a few more concerns added to the list of dangers that you can encounter while you’re on the road.   On its previous posts, Irwin Consulting Services provided guidelines for every reader to remain safe inside their house and even outside while doing extreme physical activities, and now, the group will give helpful ways on how to stay safe even on the road during this winter and holiday seasons.   Firstly, put snow tires on your car. This ki...

DFS Associates Acquisition Services Tokyo Japan on Mergers and Acquisitions: Valuations

  Knowing your firm’s market value is crucial in coming up with intelligent decisions for future growth. DFS Associates’ Professional Services group adheres to a strategic valuation procedure to derive a company’s worth and determine prospective market options.   Complete Client Analysis   DFS Associates require our clients to fill-out a comprehensive questionnaire presenting i...

Herrand Associates Wealth Management Singapore, Tokyo Japan on Points to Consider When Investing in Stock Market for the First Time

Here are few tips to make a comprehensive and successful investment plan that can lead you towards a profitable investment future in share market. Get more stock trading tips from India Infoline.   Many investors think the stock market is like a treasure box. Once you open it, it would overflow with wealth and goodness. However, that’s not the case. The stock market does have the ...

Irwin Consulting Planning in Singapore and Tokyo, Japan on 3 costs that can destroy retirement

Retirement security is a holy grail that many investors chase. A recent AARP survey revealed that 74 percent of private sector workers are anxious about having enough money to live comfortably in retirement.   Although increasing savings may seem like the answer, creating a sustainable retirement strategy is a bit more complex. Investors must also plan for costs that can detract from their portfolio's growth. "Taxes, long-term care and inflation all have the potential to eat away at your retirement savings," says Marcy Keckler, vice president of financial advice strategy at Ameriprise Financial in the greater Minneapolis-St. Paul area. "Not planning properly could result in a substantial blow to your portfolio from a sudden need for extended care, or inflation could slowly chip away at your nest egg."   Health care may be the biggest threat. Long-term care poses two problems for retirees. First, the cost can be staggering. G...

Credit Score is important to get a Personal Loan

Why is Credit Score important to get a Personal Loan? A personal loan turns out to be very useful when you are in need of instant money for a small vacation, for renovating your home, for child’s education fee, or if you are planning your dream wedding. The reason why people nowadays, are inclined more towards personal loan is the freedom to choose their own reason to use the funds, it doesn’t matter to the lender. However, in order to avail the benefits of a personal loan, your credit score plays a very critical role. First of all, let us understand what do we mean by a Credit Score. What is a Credit Score? ...

Devin Consultants Financial Management in Singapore and Tokyo on 4 Money-Management Tips to Help You Bootstrap Your Business

Sometimes, people who aspire to be business owners have this idea that they’ll pitch their idea, get millions of dollars in funding and start spending money like pro athletes. But, if they’re anything like the average American, they’ll have an average $1,000 in savings (if that). They’ll also have $17,000 to $137,000 in debt. If these numbers describe you, then borrowing money, applying for a loan, relying on credit cards and finding an investor may not be your best move. Instead, you should bootstrap your business. My co-founder Dan Foley and I bootstrapped Tailored Ink back in August 2015. We spent a combined $1,000 to get it off the ground and kept our costs low. Flash-forward to today, two years later and we’re swiftly closing in on the $1 million mark. We still haven’t maxed-out our credit cards or applied for a business loan. Want to know how we did it? Here are some ...

Bellmore Group Management Services, Tokyo Japan on 9 money mistakes to avoid in your 40s

  Your 20s were all about setting up your financial foundation and establishing good habits. Your 30s were about life changes like getting married, having kids, and building your career.   In your 40s, everything is amplified even more. You've got growing kids and aging parents — and what you don't have is a ton of spare time.   There's a lot you can do in your 40s to protect your money and care for your family before you begin thinking about retirement in your 50s or 60s. Here's what you should avoid:   Buying more house than you can afford   With your growing family, that starter home in a bad school district isn't mee...

Southbourne Group Singapore, Tokyo Japan on about to retire? Here’s how to cope with stock-market shocks

Soon-to-be retirees sometimes start to panic about increased market volatility in the months leading up to the end of their work lives. Here are a few tips on how to help steady your retirement investments from two financial planners.   Investors have been shaking off periodic stock-market jolts as the bull marches on, but what about those planning to retire in 2018?   Soon-to-be retirees sometimes start to panic about increased market volatility in the months leading up to the end of their work lives, and that’s easy to understand because many of them have read or heard how devastating a negative sequence of returns early on can be for a portfolio.   It can be equally nerve-wracking to get too conservative now, knowing the nagging lessons about how portfolios will need to survive longer life expectancies.   “I remind clients that retirement is not a finite point in time, it’s the b...

Bellmore Group Management Services, Tokyo Japan on There are 3 things to understand about investing if you want to make money in the stock market

Investing is anyone's game. And putting money in the stock market while you're young is one of the best — and easiest — ways you can set yourself up for a comfortable retirement.   But the reality is many people don't invest — especially younger Americans, who keep as much as 70% of their portfolio in cash, according to a recent BlackRock survey.   In a recent blog post, ESI Money, a blogger who retired at 52 with a $3 million net worth, said "waiting to invest" is one of the "worst money moves anyone can make."   After all, ...